insurance

kellymb
on 11/12/07 2:57 am - Albuquerque, NM
Well, I finally heard from Dr. Davis' office in Houston.  My file has been sent to the insurance company for final approval.  I'm praying that it will all be ok'd and done by the end of the year.  Am I hoping for too much?  Any suggestions for how I should handle my call to the insurance company to see about "pre determination"?  Wish me luck!  Kellymb 
Simply ME!
on 11/26/07 11:59 pm - Las Cruces, NM
Stay positive and have your ducks in a row if insurance says No.  I have heard that some insurances will deny first to see if you will give up.  I am hoping ot have all of my information to the surgeons office on Monday to have it submitted to insurance so I understand your feelings.

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kellymb
on 11/27/07 1:02 am - Albuquerque, NM
Thank you for writing.  I just got off the phone with the insurance company.  What a bunch of crap we have to go through, huh??!!  So much for paying all those premiums....  Guess you can see I'm pretty frustrated.  I was transferred three times and finally got a "nice" person.  Who will you be having surgery with, Dr. Blackstone?  What a shame we all have to go out of state for help.  Hang in there too and write again if you want to compare notes.  Thanks, Kelly
Simply ME!
on 11/27/07 12:36 pm - Las Cruces, NM
I have to go to Tuscon for surgery to get my insurance to pay.

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kellymb
on 11/28/07 12:03 am - Albuquerque, NM
How long do you have to stay there?  I have to be in Houston for 2 weeks.  It's going to cost a fortune to stay in a hotel.  I will only be in the hospital for 2-3 days, but they want me close in case of complications.  Did you know that you can claim the overage of costs of the surgery on your taxes?  Contact your CPA for information.  It won't pay for all the costs, but you can claim about $50/day for hotel costs.  Let us know how things are going.  Kelly
Simply ME!
on 11/28/07 10:54 am - Las Cruces, NM
About one week, in the hospital for about 2-3 days same as you.  My insurance covers up to 2500 dollars of travel expense. I have to pay first then submit for reimbursment.

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