What should I do
Hi Everyone,
I ve decided to go through with the surgery and here the problem: I signed up with BCBS about 2 months ago and the new doctor is telling me to reconsider my decision without asking me how I did on prvious attempts so he gave me 8 pages of guidelines(basically everything I ve done and failed).He said it s a pain and my insurance will not pay for it. I am very upset so I am turning to you my friends on this site to help me.
_ Is is true that bcbs will not pay for the surgery
_Since my policy is new how long before I can be approve
_ Can anyone refer me to a doctor in the newark- hackensack area whose doctor is favorable the surgery ?
Dear Amah,
I don't know anything about BCBS. Do you have a handbook from them? I would want to see what their exclusions are. As far as your doc... I'd tell him that if he isn't willing to help you, then you'll find someone who can. I would want to know exactly what he knows about the procedure..the pros and cons of it, the risk factors, etc. I think "not knowing" may be the reason he fears the whole process. Fill him in Some docs really are clueless about this procedure! Good luck!
Amah, I would contact BCBS and get their policy and find out what they require. If they have a web site thata a good place to start. I would do the research and then speak with your doctor and explain to him that you know that you have a grasp of the risks and rewards of having the surgery. I had to do this with my PCP and it worked. I'm in the process of getting all of my paperwork my insurance company requires for approval. The last time I saw my PCP he told me he recommended another one of his patients to my surgeon for WLS. Sometimes the PCP needs some education too.
Amah,
I have bc/bs NJplus and I got approved in one day. The doctor I have is Dr. Garrison out of St. Michales in Newark. I did a lot of research on the web and he and his staff answered any questions. I did go through all of the certifications that the insurance company wants to see. That's a bit of a story in it's self. good luck, don't give up. You will make it.
Warren Couch