total costs

I do remember having to pay $1800 for a day surgery that I had a few years ago.  And I asked on the lapband board about my particular insurance (federal BCBS) to get other opinions.  I'll wait until the actual hospital bill comes, but I'm thinking that the EOB is correct. 

OMG- it looks like if I had stayed over night, I would have ended up paying much less.  That's a crock!  (I was just looking through the benefits plan.)

That sucks!

Just to let you know that EOB is what the hospital would charge, not what they do charge. The hospital has to accept what is reasonable and customary when it accepts ins. payments. Please wait to pay your co-pays. That bill is going to be adjusted again and will only be a fraction of that charge.  the hospital is hoping that you will pay off, of that price so they make more. Please wait and it should be a much more reasonable amount for you to pay for those co-pays.

Congrats on your surgery...

I had RNY. 

At the informational meeting the number $30K was throw out as an estimate.  That's pretty close to what the surgeon charged me for his part of it, his fee and to cover the program.  But that DIDN'T include the hospital fees, meds, lab work, etc. 

All total it ended up being about $68K that the hospital's usual fees & in hospital meds & testing -  the insurance, of course, paid less.  But still over $60K. 

Only time my insurance ever made me happy.  Ever.  :-)

I just wanted to update this thread in case anyone stumbles upon it in the future. 

I got some answers from my insurance company about the copay.   My insurance (BCBS Federal) considers lapband surgery to be an outpatient surgery, so even if I had spent the night, it would have been classified as an outpatient operation where I stayed over for observation.  I still would have been required to pay 30% of the medical equipment, prescriptions, etc. that were used.

So all in all, my portion was more than I thought it would be, but still significantly less than if I had been self pay.