HELP!!!! Does anyone know how to finance a cosmetic procedure?

bzzymom
on 7/30/07 6:05 am - Atlantic, IA

I was wondering if anyone knew how to finance a cosmetic procedure?  My insurance won't pay to have my "pannis" removed and I need to get that extra weight off of me.  Plus, my insurance won't pay for have the Gastric Bypass surgery done....there is an exclusion in my insurance policy for Bariatric.  I have been racking my brain and I emailed one hospital and they said that they don't finance cosmetic procedures, Shawn Anderson

monymony
on 7/31/07 12:19 am
Hi Shawn, the only way your insurance will approve plastic surgery is to show medical necessity. If you have rashes underneath your belly or have a hernia that is medical necessity. Go to your doctor frequently and get documentation of constant followup with the rash. There are loan companies that give health care loans. You might google it and you can find some. Also you can get a home owner loan. You might consider lap banding. It is cheaper and less invasive. I hope this helps. Mona
bzzymom
on 7/31/07 6:59 am - Atlantic, IA

Thanks for replying to my post....when I was seeing my bariatric surgeon, I had emailed him the pics that I took of a rash that was under my belly but the insurance company wouldn't look at the pictures.  Plus, I spoke to my insurance company and medically necessary means life or death and so far I am still living.

Shawn

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