WLS with NO insurance!

Rebecca B.
on 7/20/09 1:45 pm - Apex, NC
Hello, I am 23 year old new to North Carolina and have recently made up my mind that I would like to have the Lap Band surgery due to my ever climbing weight. Am I the only person in the world who has to pay for their surgery out of pocket? Any help out there from someone who has went through WLS out of pocket? I have been talking to Dr. Bovard in Wake Forest and his practice has a 40% discount to those who are paying with no insurance.....

Please help I need support!!
Rebecca
grammylew
on 7/20/09 10:14 pm - Jacksonville, NC

Good luck.

I was self-pay, but I went to Tijuana to Dr. Ortiz.  I have had no problems and I think he is THE BEST surgeon! 

If you do self pay.  Be sure you AND the doctor's office are very clear on a few points:

Follow-up/fills.  How many are included.  Is it a number of visits, or a number of months?

Complications.  God forbid!!  Is that included, and for how long.  I'm not just talking about something that could go wrong in the ER.  I mean, slips, etc.

Does the initial cost you pay include ALL the pre-op tests?  Psych eval?  Nutritionist?

Does your insurance not pay because it has an exclusion for WLS, or because you don't fit some co-morbidity guidelines?

I hope you find a way to get this done, if it is something you really want.

Grammylew in Jax

 

Barbara C.
on 7/21/09 12:29 am - Raleigh, NC

Hi Rebecca,

I'm so glad that GrammyLew responded to you. You might also see about cross-posting this to the main, lapband and insurance forums. You may get some valuable information from all of them. 

Barbara
ObesityHelp Coach and Support Group Leader
http://www.obesityhelp.com/group/bcumbo_group/
High-264, Current-148, Goal-145

Rebecca B.
on 7/21/09 12:41 am - Apex, NC

Well I am self pay because I have no health insurance in general. I am working on trying to sign up for some because I am not offered any through work I need to get my own independant plan. I deffinitly have been taking all questions and comments people have been bringing to me and asking them to the doctors at all the offices Iv been taking to. Thanks for the help!

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