BCBS
Susie, If you haven't done so yet, call BCBS and speak with someone about this. That is what I did when starting to look into weight-loss surgery and the woman I spoke with was VERY helpful! She even talked to me about her desire to have weight-loss surgery and wished me luck. :) After speaking directly with BCBS, and the financial department of the surgeon's office, I had an exact idea of how I was going to go about having the surgery from a financial perspective. Good luck!