Insurance change

desi_den
on 9/25/07 9:06 am - Charlotte, NC

Hello - I need to change my current BC/BS of NC Blue Advantagefrom plan C (cheaper) to plan A(better coverage more expensive) in order to cover my RNY. I have the insurance myself - not through my company. Do you think that changing my insurance plan from a lower to a higher quality within a short time of submitting for the RNY approval will be negative? I wasn't sure or not ... anyone have any thoughts or experience doing this?

Barbara C.
on 9/25/07 9:23 am - Raleigh, NC

RNY on 06/05/07

I'm afraid that I don't have answer for you, but I think you might want to consider xposting this to the insurance, rny and main boards. You might get some hits there from others who have done the same thing.

All the best,

Barb

Barbara
ObesityHelp Coach and Support Group Leader
http://www.obesityhelp.com/group/bcumbo_group/
High-264, Current-148, Goal-145

desi_den
on 9/25/07 10:27 am - Charlotte, NC

thanks for the advice ... but I was really looking for just NC folks to reply.

Alice H.
on 9/25/07 11:12 am - Winterville, NC

RNY on 10/19/07

post the question on the insurance board, there is an expert on insurance that moderates that board I think.

Alice in OneDerland
H:260 G: 135 C:145 L: 131 BMI: 26 H: 5' 2 1/2"
RNY 10/07 LBL 11/09

Jennifer K.
on 9/25/07 10:27 pm - Phoenix , AZ

RNY on 06/20/06

Before changing plans I would find out if they have a pre-existing limitation. Also you will need to change insurance plans PRIOR to submitting for RNY approval. If you submit to the low plan, then switch plans you will have to go thru the entire process again. Approvals do not transfer from plan to plan even if they are with the same company. You have an individual plan? As far as I knew there wasnt one offered that covered Gastric Bypass?

First visit to surgeon - 288 ~ bmi 45.1
2 week pre-op 252 ~ bmi 39.5
Total lost - 153 Since surgery - 117!
Goal weight - 155 (mine) 180 (surgeons)
Current weight - 135 (2020 I lost 10lbs due to dedicating myself to working out more and being in better shape)

1/14/2025 still maintaining 135 :-)

Extended TT, lipo, fat injections - 11/2011

BA/BL/Arm Lift - 7/2014

Scar revision on arms - 3/2015

HALO laser on arms/neck 9/2016

Thigh Lift 10/2020

Thigh Lift revision 10/2021

jttaurus
on 9/26/07 9:36 am - Charlotte, NC

RNY on 02/22/06

Call your dr's office and ask them, there should be someone there who can answer. Personally, I think that it should be fine, however, I just switched to BCBSNC and they are wack jobs in my opinion. United Health Care was who my insurance was with when I had RNY and they were awsome.

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