i am fuming!!!!!!

well let me start by saying that i am completely grateful for having my surgery covered by my insurance 16 months ago. my husband worked for a uniform compnay and had great insurance united healthcare. my husband became completely self employed right before the hurricane and we cobraed our insurance till the first of the year and then we applied for self employed ins thru a compnay owned by united healthcare (Golden Rule). well we got the word today that everyone was approved but guess who ME!!! the reason was bc i had gb in the last 5 years. such CRAP! i figured that they would consider it a pre exsisting and not pay for anything that had to do with it. but they denied me completely! they told me that it is a compnay policy to automatically deny anyone that had it within the last 5 years! this sucks! i even ask the women so u would cover me if i was 100lbs over weight though right......and she all but said yes!!!!!! i HATE INS compnies. the people that own them were the ones that paid for it to begin with. and there is no appeal process. so now i have to get so expensive ins for just me for the next 3 1/2 years!!! or get a job at the clinic so they pay for everything!!! its a thought!!i hate this this sucks....i guess now i know how all u preops that cant get ur surgery covered!! crystal

That sucks Crystal... I would be ticked off too. I hope I dont change insurance companies any time soon.I have been with Empire Blue insurance for 6 years. I wish I knew what to tell you. Are you wanting to go back to work? Hburg Clinic does have good insurance if you use their doctors but they wont pay for the surgery either so I wonder if they will pay for your visits with Dr. Whitehead. I dont see him often enough anyway though nowadays.

yeah i heard there ins is good too. i was thinking of going back to work but we also decided to have a 3rd and final child and get it done and the sonner the better. but who knows. yeah i havent seen him since 1 year and i go back in april for 18 mo check up and to see if he will let me go ahead and try to get pregnant. we shall see. how are u?Janet is gonna let me go to the seminar too bc i do have isssues with craving and grazing i always have before surgery too. so i guess we will have a weekend of it!!! crystal

Oh Crystal! That's awful! Don't EVEN get me started on insurance companies! They always stick it to the self-employed. It REALLY ticks me off. OH I AM FUMING!!!! GRRRRRRRRRRRRRRRRRRRRR They should be struck down! GRRRRRRRRRRRRRRRRR Hope it all works out, especially if you wanna have another baby! Good luck with that too by the way! HUGS Kimberly

Hey Crystal, Sorry about the insurance company's policy. Sometimes they work for us, then again they may work against us. And it isn't fair at all. Did they say what was the reason for there being a 5 year after wls waiting period clause ? I know that probably sounds like a crazy question, but I guess I'm just not getting the "why that amount of time". Hope you get coverage soon Tammy

yeah thanks me too. i think its bc the chance of complications and relapse are greatly lower

That stinks, cause you are alot healthier, I betcha, since the surgery. smoochies:love Arlies