Blue cross blue shield of MS
Someone on here fought the big fight with BCBS of MS and won and they paid for her surgery.
You need to get a copy of your covered benefits manual and make sure its not an exclusion. You can usually get this from your HR dept.
I think it is their policy to deny everyone --get your benefits package and see if its an exclusion if not--I suggest you talk to Vickie Rogers. SHe comes here often. THey finally paid for her surgery.
BCBS state teacher's plan WILL NOT PAY. I appealed twice. Christine is right you should look in your benefits plan book. They paid only $38.00 for the cardiologist to read the test at UMC. They paid this by accident I think. I got my PCP to refer me for sleep lab and BCBS DID PAY. They pay for my monthly or bimonthly blood work ordered by PCP. They paid when I was in hospital w/low magnesium and potassium and cellulitius (skin infection). BCBS is not a good friend but better than nothing.
AFLAC disabilty insurance WILL PAY. SPEAK WITH YOUR AGENT. MINE GOT MINE APPROVED W/ very little paperwork.