ANTONIO -- BANKRUPTCY INFO. PLEASE READ!!!!

Whereas I do not know the particulars of your financial situation I DID want you to know that the following is true and it CAN be done. If I were you I would look into this. At this point you have nothing to loose but everything to gain. You might have to get another atty. if the one that did your original filing does not want to deal with you on the conversion... just be prepared and give this a shot. I am pulling and praying for you both! ((HUGS)) Elizabeth~* What if I can't make the payments on my Chapter 13 plan? Chapter 13 plans are voluntary and you can dismiss them freely. If you have a temporary interruption in income or an unexpected increase in your expenses, you can ask the court to modify your plan to reduce the payments, or to obtain a suspension of the payments for a couple of months. See how Chapter 13 works. If you miss the payments and don't take action to modify or get a suspension, the court will dismiss your case. If your case is dismissed short of discharge, the fact that you filed does not bar you from eligibility to file bankruptcy again. You also have the right to convert your Chapter 13 case to Chapter 7.

Thankyou Elizabeth, We did get another Lawyer and she said we should be almost done with our bankruptcy,So shes goin to try and get the Trustee to lower our payments. Sorry I didn't reply until now,if I didnt look back into the older post I would of missed ya lol.But I do thankyou for your post,when my wife gets home from work I'll let her read it,maybe you got something there Godbless you hun and thankyou again. Tony