Thats a great question I am not sure, but I am sure someone on here knows.  If not contact the Minnesota Insurance Commission

What a good idea RJ! I too want to maintain and even lose a little bit more through the Holidays...I have a dress to fit into comfortably for NYE, although I think I'm in my good spot where I am.

Sugar cravings in the evenings remain a challenge...blech! I'm trying to combat that by eating dinner a little later in the evenings...and I have to admit this is working better for me.

Starting weight: 280
Last week: 157.2

This week: 157.8

JM, there are several thinks that are a must for those that want to be successful. 1. is protein first. Protein makes you feel full longer and repairs muscle tissue. 2. no liquids near the meal. liquids near the meal wash away the fullness and you will want to eat sooner. 3. Exercise is important because you will lose muscle mass along with the fat. You will need muscle to burn calories and to maintain some semblance of strength.

My rule was to drink a liter of liquids between meals. That way I knew I was hydrated and it also kept me from sneaking in extra food before it's time.

Congrats on your surgery date! Dr. Jones is fantastic - he not only did my RNY, but when I had some female problems and a hernia that needed to be repaired, he took the majority of my spare tire away - said it was necessary to aid in healing of the hipbone to hipbone incision I had to have.  DARN! 

I can completely relate to this post, I've shared similar sentiments in the past, I MISS the coffee gatherings and all.  I tried very hard to keep the Maple Grove group going, but after so many Saturday  mornings spent by myself or with just one other person, I gave up.  It felt futile, and was more than a little sad.  I don't feel guilty for letting go of it, there were a great many people who let go of it long before I ever did.

I know I used to be one of the 'ring-leaders' - organizing overnights, out-of-town or centrally located coffee get togethers that just about everyone could easily get to, Swapkins, yada yada yada...  Well, I burned out.  I got too personally involved in too many intimate issues, and felt like I was being relied on too much to keep boosting everyone else up.  Some here may even have been privy to when I essentially foiled a suicide attempt by one of our former members.  Too much pressure.   Add to that my husband losing his job, a teenage daughter that has caused me an enormous amount of anger, frustration, anxiety and heartache,  having to take on a hobby job that leaves me with only one or two days off per month, and you could say I'm toast.

I don't mean to create any drama or ill will, but I have to say I resent the comment...

'so sad that some decided they were better then the rest.....now they can't get anyone to come to the group...gee I wonder why???'

I can't help but suspect that may have had something to do with me.  Perhaps not, but regardless - unless you know exactly what the extenuating cir****tances are behind a person withdrawing from their former social behaviors, judge not.  Could very well be that the person you believe is arrogant, is actually really hurting inside.