How much was your hospital bill??

go-lisa-go
on 10/10/10 1:16 am - Livonia, MI
 I am just wondering how much was your hospital bill was for Lap/RNY after your surgery?  I see it varies so much from one to the other. My Insurance is Priority Health and its a PPOsm. In the policy agenda it states 

* Physicians' fees for treatment of morbid obesity is Covered at 50% of the first $2000.00, 100% thereafter.

*The lifetime maximum benefit for all charges related to the treatment of morbid obesity is $25,000.00


Now I am not exactly sure what this entails but I really need to have an estimation of what my potential out of pocket costs this could have of me.  I am  scared to death of going through with my RNY that is scheduled in 16 only days and then getting this huge hospital bill for thousands and thousands of dollars. I have worked so hard for months and months to actually get this surgery and now I am having second thoughts due to the fact that I have been out of work for a bit and my husband could quite possibly be getting laid off and that is why I am so concerned. I don't know what to do if this doesn't work itself out...  Please Help!!!


go-lisa-go
on 10/10/10 1:17 am - Livonia, MI
 P.S. The hospital is St. Mary's in Livonia, Mi. :)
Pam T.
on 10/10/10 2:07 am - Saginaw, MI
The thing you have to remember is that WLS is NOT "treatment for obesity". So that lifetime max benefit doesn't apply. WLS is treatment for co-morbidities - diabetes, high blood pressure, heart disease, etc. 



My Recipe Index is packed full of yumminess!
Visit my blog: Journey to a Healthier Me  ...or my Website

The scale can measure the weight of my body but never my worth as a woman. ~Lysa TerKeurst author of Made to Crave

 

Pam T.
on 10/10/10 2:09 am - Saginaw, MI
 By the way.... if you haven't already called your insurance company to get the checklist of requirements for coverage, here's a post on my blog that might help. At least this will give you the first steps and how to ask the questions about coverage to your insurance company
http://pamtremble.blogspot.com/2010/05/are-you-thinking-about-having-weight.html


My Recipe Index is packed full of yumminess!
Visit my blog: Journey to a Healthier Me  ...or my Website

The scale can measure the weight of my body but never my worth as a woman. ~Lysa TerKeurst author of Made to Crave

 

go-lisa-go
on 10/10/10 11:30 pm - Livonia, MI
Thanks Pam. I don't know why I got myself worked up. Sometimes it's hard to understand these insurance companies. I should have seen that...lol And thanks for sending the link for your blog. I found it helpful and informative.
Lianne C.
on 10/13/10 3:33 pm - Garden City, MI
my whole bill came out to be just under 25k. That is at Barix Clinic. My insurance paid everything but the co-pay of $1800
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