BCBS of Tennesee

My husband is an over the road truck driver.  Our insurance is going to be BCBS of Tennesee, which is where the company is based out of.  It starts tomorrow actually. Any who anyone know if it is hard to get them to approve??? Thanks! Sue

Sue,

Your best bet is to go on the Tennessee forum and check with people there.  That's your best bet!  Take care and Good Luck!

 

Call the phone number on the back of your insurance card and ask if bariatric surgery is covered under your policy.  If yes, then ask what the specific requirements are for approval.  Also ask for those requirements to be sent to you in writing (it'll take several weeks to receive it).  This written list of requirements will then serve as your checklist to get things done before surgery. I do know, however, that all BCBS policies require a 12 month doctor supervised diet program.  So if you don't already have that, I'd recommend calling your PCP and setting up an appointment to get that started right away.  I've heard they are planning to reduce the 12 months down to 6 months... but not sure if that's across the board or just with certain policies.  I think the change is coming down after the first of the year so if the requirement is 12 months now, it'd be worth a second call in January to see if they've made the change. Once you have all your requirements fulfilled, BCBS is fairly simple to get approval.  Good luck, Pam