Struggling to make a choice

I don't know how any of you may have felt, but it took me over 1 year to admit my depression symptoms to my doctor. I was so ashamed. Like I had done something wrong. It took me even longer to get the courage to go to a WLS orientation. To me it would mean I had to admit I was a failure at every weight loss attempt I had ever made. I was so excited after the orientation. But then reality set in. I have Blue Care Network. They state I would have to pay 50% of the surgery even if it is medically neccesary. I can not afford that. They also state I would have to have the surgery at "A center of Excellence". The hospital and surgeon in my area that I want to do the surgery is not considered a center of excellence. I am now having second thoughts. Maybe this is God's way of telling me not to do this. I am so depressed. Sorry just needed a shoulder to cry on today.

Hi Tina, Have you asked about financing options at the hospital in your area? Surely they've dealt with patients whose insurance won't pay before. Many hospitals have at least one way of financing or self-paying for surgeries. There are other options; maybe commuting to a center of excellence with the help of family members or other supportive friends, and financing the remaining 50%? CareCredit is a finance company that will do that. If having the surgery is in your heart, don't give up just because of money issues. God didn't create money woes, people did. There was no "and on the 15th day, the Lord created Money, and HMOs, and Tax Collectors, and Mortgages, and jam." I promise. Wishing you the best of luck, Erynn

Thank You! Tina

Erynn, Well said Erynn!