Insurance questions......

I can't find any information on Maryland and their insurance practices. I am a business owner and we have small business insurance. I know that Maryland doesn't cover the surgery.....but there has to be some way. Right? I have been refused and there is nothing I can do. Has anyone ever dropped insurance and tried to get on public assistance to get the surgery? I know this sounds really crappy, but I need the surgery and my insurance is looking at it as money and not my health. I don't understand how public assistance covers this and I am a small business owner and pay out the butt for ins and I still cannot get the surgery. The surgery is $26,000 private pay. Not chump change! If you happen to know anyone who has $26,000 chump change laying around just kidding. Anyhow, does anyone have any information on this??? I heard they are looking into making them cover it if it is medically necessary. Does anyone know if this is true? Thanks for the information! Tammy

Tammy, I seem to remember some earlier exchanges of messages on this issue. Have you (or your business's insurance agent) attempted to bid out the health insurance for your business with a company that will agree to sell the required rider for the policy that will provide coverage for the surgery. I realize that not all companies will agree to sell it to the small business. I know that at one time MAMSI was agreeing to sell the rider for the small business health insurance. I don't know what their current position is now that they're part of a larger company. Leesa

Thanks Leesa, our ins agent doesn't deal with mamsi....I will have to look into it myself. It has been a very tough road! I really appreciate all the help. God bless! Tammy