Opinions, ideas, comments welcome and sought
I am crrently on Cobra for health insurance. I know most people have difficulty finding health coverage that covers wls surgery or pre existing conditions. My question, concern, idea is as follows. I have been communicating with a company called National Association of Business Leadership thier web site is www.ahahealthplans.com .
The rep tells me that even though I have preexisting conditions and I am seeking the coverage mainly for having wls covered that there is no problem with coverage as long as I am not taking injectabel insulin for diabetes. Which I am taking metforman for at this time. This is not Major Medical but the rates are negotiated on as PPO network.
I don't have nything in writing such as Cetificate of Coverage which I will be getting in the mail soon. The rates are not much different than my COBRA charges now.
245 compared to 113 per month.
My questions are these.
If I take this coverage can I go back to cobra?
Has anyone heard of this company or dealt with them. If you have please let me know your experience be it good or bad.
The rep tells me that even though I have preexisting conditions and I am seeking the coverage mainly for having wls covered that there is no problem with coverage as long as I am not taking injectabel insulin for diabetes. Which I am taking metforman for at this time. This is not Major Medical but the rates are negotiated on as PPO network.
I don't have nything in writing such as Cetificate of Coverage which I will be getting in the mail soon. The rates are not much different than my COBRA charges now.
245 compared to 113 per month.
My questions are these.
If I take this coverage can I go back to cobra?
Has anyone heard of this company or dealt with them. If you have please let me know your experience be it good or bad.