bluecross blueshield insurance

anyone with this insurance, is it as easy as they say it is for approval?  I hope it doesnt take as long as everyone says it does. 

Jen

Hi sweetie. What type of BCBS is it? Mine is Federal BCBS and you dont have to have a 6 mos weight loss plan pre op if you have that insurance. You can get put on the O.R board right away after the seminar. ((((((Hugs)))))))))

Within each insurance carrier, there are so many diffiernt plans, ihat it is really hard to compare. I do have BCBS. I was required to meet the 6 month documented weight loss attempt. I was given credit for 3 months because of documentation I had using NutraSystem the year before. Once I was submitted, I was approved fairly quick. In my particulat case, that original approval expired, because I ran into a medical complicaiton that had to heal first. When we went through the re-approval process, there was a mishandling of my paperwork which delayed things a bit. Once we got the paperwork thing straightened out, things were approved quickly.

Regardless of what insurance you have, the most important person to keep in touch with is the financial services person at your surgeons office. Get to know them very well and keep in touch with them once you know your paperwork is ready to be submitted or has been submitted.

Best of luck!

Debbie

thankyou for ur advice i have fed bcbs so hopefully its pretty easy.  everything they said i needed is in on my part so hopfully they do their part.  I gonna start planning anyway cause im sure im worried over nothing. Everytime i tell one of these doct. what kind of insurance I have they get a big smile so that must mean somthing ya know.

yes i have federal bcbs too.  My husband works for airforce sooooo, ive been told it is fairly easy, i just wanted to know how easy.  I just completed my nutri consult today so the paperwork should be off to insurance company soon.  I hope i dont have any trouble, i have heard so many people talk about how difficult their process was.  They said all i needed to have was nutri consult and phsyc consult.

jenbear

hey by the way i would like to put you on as friend but i dont know how!!!!!!  LOL

Hi Jen,
Debbie is right - most policies are different based on the riders, exclusions and specifics that a company has put into it.
Fortunately for me, I had BCBS Federal like JillyBear so I encountered no trouble at all.  The 6 month requirement did not apply and my approval was back within 4 days of the office submitting the paperwork.
No matter what - don't give up!  If you begin to run into road blocks, just remember how much you want this surgergy.  Best of luck to you!

Taya

I have the BCBS through the State of Maryland employees - I did have to go through 6 month diet, (because I didn't have any "creditable" previous diet attempts); and psych eval.  Once I was done with all of that, I was approved in less than a week once my Drs office sent it off.

hello

i have fed bcbs, i think urs might be a bit diff from mine.  they told me i didnt need anything but phsyc and nutri consult and id be ready to go.  so everything is in and im just waiting now. 

I have BCBS National, and I am currently going through the 6 month documented diet ordeal. I'm hoping once that is done, in April, it won't take long to get approved.