OK...this is where you might make a mistake.
No...you don't need to "hold back" with the doctor's office. You need to make sure everything is getting done. Let them know that you have a "deadline" with the open enrollment and need them to get the paperwork in.
These offices are swamped. Remember, they are businesses. They are shuffling a lot of paper and on occasion things get lost or missed.
Give them a reasonable amount of time and then call. Be nice and be professional...but call. Ask....have you sent my paperwork yet? If not, what can I do to help? Check that they have everything.
If they tell you it will be submitted on Friday...then on Monday, call the insurance company to see if they got it. If not, call the Dr and tell them that the insurance company does not have it and you are checking to see if anything is wrong.
Don't feel like you just have to wait. That is how things get lost. Don't be rude. Be understanding and reasonable. But get the date that they will send things and then follow up.
Be the same way with your insurance company. Ask how long the item will be in process. Then give them a day or two beyond and call.
In my case, I found the person that actually did the paperwork in my surgeons office and made friends with her. I got everything to her and many times hand delivered it. I checked in often. When the paperwork went to my ins company, I called and verified that they had everything they needed and asked for a date when the decision would be made. It took three people and about an hour on the phone, but I got my answer. Then, when I heard nothing for three days after the decision date, I called my surgeons office. They told me they had not heard. So back to the insurance company. After a couple of transfers, I got to the right person. It had been approved but had not been sent. She told me they would send it right then. I got her direct line and name. The next day, when I called the surgeons office, and they had not yet received it, I called her back. She assured me it had been sent. So back to the surgeons office, I called. Ooops...sure enough it was there...and they scheduled my surgery.
Stick with it. Do your part. Don't be rude or angry. But be firm and expect them to do what they ware being paid to do. This goes for the surgeon's office and the isurance company.
....I will get down off my soap box now.
Good luck with this and let us know how things go!
Dave
Every morning in
Africa , a gazelle wakes up. It knows it must outrun the fastest lion or it will be killed. Every morning in
Africa , a lion wakes up. It knows that it must run faster than the slowest gazelle, or it will starve. It doesn't matter whether you're a lion or a gazelle when the sun comes up you'd better be running.