New to OH
Welcome to the board. I'm sure you'll be on the losing bench soon enough.
As for the insurance, I hope it works out for you. The surgeon's will do the surgery if you're under a BMI of 40 if you have the comorbidities. I wonder if your insurance is the same? It sucks to not be able to lose weight before the surgery because it always makes the surgery safer.
Ask as many questions as you like. We're here to help, provide support and anything else you might need. Don't hesitate to ask.
--Eric