BCBS of MA (PPO) Requirements
Hi everyone,
I unfortunately just lost my job and am completing my six months of pre-op classes in March. We're thinking of switching our insurance, but b/c I'm at the six month of my classes I want to make sure BCBS MA PPO will cover the surgery. I have Aetna now and can go on COBRA but it will be very expensive.
So do other BCBS people have to complete the six months pre-op? Do you think all of these classes I've been taking will count toward it if I switch? I feel like it should considering I haven't submitted anything to the insureance company yet.
Argh, what a disaster...
I unfortunately just lost my job and am completing my six months of pre-op classes in March. We're thinking of switching our insurance, but b/c I'm at the six month of my classes I want to make sure BCBS MA PPO will cover the surgery. I have Aetna now and can go on COBRA but it will be very expensive.
So do other BCBS people have to complete the six months pre-op? Do you think all of these classes I've been taking will count toward it if I switch? I feel like it should considering I haven't submitted anything to the insureance company yet.
Argh, what a disaster...
I'm on BCBS MA, but the HMO plan. My doctors said that it's one of the easiest insurance companies to deal with. I had NO required 6 month waiting period (although, it ended up being 5 mo from the time of my first appointment until my surgery, as I was slow to lose the weight my surgeon required pre-op). They didn't require documentation of attempts to lose weight. The whole process was very easy; I was approved by insurance almost immediately,
I would call them, just to be sure the PPO isn't different and that nothing's changed (I got my approval in 2010, and I know some plans changed although mine did not). But I would definitely jump at the chance to switch to BCBS in general... I've had several insurance companies over the years, and I personally think this one is the best.
I would call them, just to be sure the PPO isn't different and that nothing's changed (I got my approval in 2010, and I know some plans changed although mine did not). But I would definitely jump at the chance to switch to BCBS in general... I've had several insurance companies over the years, and I personally think this one is the best.
I had BCBS HMO. It is by far one of the easiest insurance companies to deal with. They rarely deny a claim. They have absolutely no requirements as far as pre-op classes. The only requirements I had were either 1.) BMI higher than 35. Or 2.) BMI lower but also have co-morbidies.
You should be A-Ok Best of luck !!
You should be A-Ok Best of luck !!