I need advice about my insurance - I have BCBS HMO BLUE

 I have a $1000 deductible. I'm having surgery at Toby Hospital in Wareham. I can't get a straight answer from anyone. Not BCBS, not my surgeon, not the billing department at the hospital.... Will I need to pay the deductible before surgery or will I be billed?

I have a $1000.00 deductible as well.  The procedure will be done first.  The hospital will bill the insurance; insurance will pay everything less $1,000.00.  You will pay the remainder.  This is typically how it works (at least for me).

Good luck,
Cindy

 Thank You Cindy! I see that you're in Carver. Did you also go through Wareham Surgical Associates? 

I did not go through Toby.  I went through Brigham & Women's.  My friend Mary went to Toby and loved it.  She had the lapband though.  Best wishes with your surgery.  You won't regret it.

Cindy