Any self payers?
I live in MA and am interested in the Rounx-en-Y. Unfortunately, my insurance (UHC) will not pay due to expemption. Would anyone share their story and give me an idea what I can expect to pay? Also, will insurance cover costs if there are any complications down the line? I don't see any exemption, but not sure.
Thanks!
Thanks!
I didn't have to self pay, but I was quoted from the billing dept at $35k ..for a 3 night stay less 20% for paying cash/credit card for $28,000 estimate.
I was also told by my physician if the procedure was done at an outlying hospital..it would be cheaper...for Brigham has the highest rates vs. Falkner, vs Norwood, vs. Newton Wellesley..etc.
See if there is a way you can get on insurance...is there an employer that you could work for 3 mos even part time...and be eligible..even if you pay that premium. Some people have told me that they sign up for MassHealth /Connector as their 2ndary insurance and that can step into pay when the first insurance won't pay.
As far as complications...I have heard both way...if you self pay..you are responsible all the way through for complications, and I have heard otherwise...that your regular insurance company will pay. You will proberly need to call your insurance on that question..and get the reference number to document the call.
good luck.
Joan
I was also told by my physician if the procedure was done at an outlying hospital..it would be cheaper...for Brigham has the highest rates vs. Falkner, vs Norwood, vs. Newton Wellesley..etc.
See if there is a way you can get on insurance...is there an employer that you could work for 3 mos even part time...and be eligible..even if you pay that premium. Some people have told me that they sign up for MassHealth /Connector as their 2ndary insurance and that can step into pay when the first insurance won't pay.
As far as complications...I have heard both way...if you self pay..you are responsible all the way through for complications, and I have heard otherwise...that your regular insurance company will pay. You will proberly need to call your insurance on that question..and get the reference number to document the call.
good luck.
Joan
Starbucks insurance covers RNY and many people have gotten jobs there to get the coverage. Newton-Wellesley does NOT accept self-pay people.
That's about all i know on the topic.
Good luck!
That's about all i know on the topic.
Good luck!
Read my blog, BARIATHLETE I run because I can.
First 5K race October 4, 2009 (34.59) PR 5/22/11 (27:26)
First 5 Mile: January 1, 2011 (50:30)
First 10K: July 4, 2010 (1:03.26) New PR 4/10/11 (1:01.14)
First 10 Mile: April 11, 2010 (1:46.15)
First 1/2 marathon: June 13, 2010 (2:22.21) PR: 5/1/11 (2:17.30)
First Marathon: October 16, 2011: 5:47:20
Goofy Challenge: January 7-8, 2012
If you think you can, you can. If you think you can't, you're right. - Mary Kay Ash
First 5K race October 4, 2009 (34.59) PR 5/22/11 (27:26)
First 5 Mile: January 1, 2011 (50:30)
First 10K: July 4, 2010 (1:03.26) New PR 4/10/11 (1:01.14)
First 10 Mile: April 11, 2010 (1:46.15)
First 1/2 marathon: June 13, 2010 (2:22.21) PR: 5/1/11 (2:17.30)
First Marathon: October 16, 2011: 5:47:20
Goofy Challenge: January 7-8, 2012
If you think you can, you can. If you think you can't, you're right. - Mary Kay Ash
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