One WLS per lifetime covered
on 1/18/13 12:55 am
It's basically no longer a covered procedure for you. This can even apply to a self pay person. If someone self pays for their original surgery and later has ins that covers WLS, that's too bad. The person had their once in a lifetime WLS.
Welcome to the world of self pay. :(
Sometimes I don't blame the ins co's. I've seen countless times on various boards people say something such as if the band doesn't work they'll just revise to bypass. Or if the sleeve doesn't work they'll just revise to DS. Ins co's really shouldn't have to keep paying for surgeries in those cases but, some ruin it for everyone.
What revision do you want? Sleeve? Bypass? DS? Mexico can potentially be a good option for half the cost.
My insurance has the 1 per lifetime yet they approved my revision. They wanted evidence of problems with the band. The place to start is with the surgeon. I didn't even have UGI evidence of a problem yet when the surgeon said it had to go the insurance guru went to work. I thought it would take multiple appeals but 4 weeks later we were scheduling my date. The biggest problem I have had with the process is paying my share. Not going well.
My insurance has the once per lifetime too. I was able to prove medical necessity and was also approved. I'm getting my sleeve Tuesday God willing.
I was checking out Mexico also while fighting the insurance. (I got information on the failed band group how to fight). I had it down to a couple doctors. I spent from July to November on the Mexico boards here reading way back to get all the information. I also spent time on the Canadian boards as many go to Mexico even though covered as they have 2-15 year wait time depending on the area.