Cigna Insurance

Hello everyone, my husband just started a new job and they offer Cigna Insurance. He wanted to know if I wanted to be on the insurance with him. I just looked through the booklet and it says they DO NOT or "excludes" Bariatric Surgery. I read on other forums were they have approved others. Does it depend on the state, company, or type of insurance (HMO or PPO) I have?

I have Cigna and they paid for everything.  It depends on if your husbands has a exclusion.  I would call Cigna and see if they will pay.  Good luck

Yes, the plan type HMO, PPO, etc. is a big factor.  I have Great West/Cigna for 5 years now.  I had regular PPO when I was first banded in 07.  Then my employer changed our plans to Open Access, which is even better, and I got approval for lap-band revision surgery. I'm not sure if the employer has the ability to had coverage options like weight loss surgery.  I thought I had heard that, but maybe I'm mistaken.

 I have Cigna as well, and they approved everything.  They did take the whole 30 days to approve me.  I also had to do a 6 consecutive month nutritional evaluation before being approved.  I hope this helps!

I also had Cigna and except for a small payment to the hospital, they paid for everything.  I also had to go to 6 months of doctors visits before the surgery

My husband has Cigna and first year employs have restrictions as to how much coverage they can get. He hasn't got surgery yet. I'm trying to get a number for the total costs of everything envolved. And I feel like I'm getting the run around. One dr. office told me the hospital wants me to pay all of my out of pocket for the year 3 days before surgery. We don't have $4000 laying around. Any help on this would be much appreciated.