BCBS of Kansas will not cover any weight loss procedure, diet program doctor supervised or not or medication for weight loss or maybe used for weight loss. This means if your doctor gave you a script for a head ache and the med can also be used for weight loss then they will not cover it. Recently there was a debate as to weather or not they would even cover Beyetta. It is a new drug for the treatment of diabetes but almost everyone who takes it loses weight. I guess the debate was on one side that Beyetta can't be used by someone who is not diabetic. BCBS said that is true but a lot of doctors are giving this drug to patients to include weight loss. Whole thing's a damn mess. If your employer now uses BCBS of Kansas then they're not going to budge. BCBS is a generic name used nation wide. However each company is independent and not tied to the others. Government sponsored BCBS for example might cover it. Is your insurance KC Kansas or KC Missouri? Might make a difference if your employer wanted it covered.

Choosing which surgery is a difficult and personal decision to be made with the assistance of your doctor. We must choose the procedure that gives each of us the best chance of getting the weight off and keeping it off. What are you willing to do to get the weight off? What kind of life changes can you make and live with for the long term? Getting the weight off is almost meaningless if your miserable for doing it. I chose RNY. I did so because weight loss is statistically better than the band. Longterm studies show that rny is effective at keeping the weight off as well. If I start to fall back into poor eating habits I'm reminded that is bad. There is also a respectable rate of revision from lap band to rny. I'm 3 months post-op. I've lost 74lbs feeling great and happy as a lark. I don't regret my decision to do this a bit. I hope that you're in the same place 3 months post-op from whatever choice you make.

Some ideas: HELOC or 2nd on your mortgage Refinance 401K loan Signature Loan (like from CitiFinancial) Capitol One (has a medical loan, and it is under cosmetic) Flex Spending Account Low Interest Credit Card and I've heard lots of great stories from Mexican Banded patients, you just have to make sure you secure aftercare here locally. Also... Dr. K www.lapbandrockies.com out of Denver

It is not so much based on bc/bs, rather on what your EMPLOYER has ok'd. Talk to your HR person and ask them if WLS for morbidly obese is covered. I have bc/bs of KC, but my plan is administered in SC, and I am going to be covered. Pysc eval and nutrition eval are my main requirements. if your insurance website points you to www.myinsurancemanager.com/kc and you look on their "Medical Policies" Page, to Surgery you will find their policy, and it states if it is MEDICALLY necessary