PHP Insurance??
Yes, I had PHP thorugh Central Benifits. It took along time and jumping through alot of hoops, but I was approved. Have had some difficulties getting them to pay all my claims, but that is partially because we changed ins. companies shortly after my surgery. I haven't added up what my costs were, but I would estimate a couple of thousand.
Who is your surgeon? Dr Stevens in Junction City did mine (LivLite) I highly recommend them. They did ALL the insurance paperwork, and kept on them till they gave approval.