Am I a lost cause?

I have been losing weight for the last 2 and a half years. I lost 70 lbs total through diet and exercise. I thought I had this under control finally, but I was wrong. During the last 3-4 months I've already gained back 25 lbs and I feel powerless to stop myself. I'm disgusted with everything. I've decided that weight loss surgery is the final step. I've thought about it over the years off and on and decided I would give it another real effort of doing it on my own before doing something so drastic.

So now here I am. I feel it's time to really pursue the surgery angle. The problem is, my insurance will not cover any type of weight loss surgery. They totally exclude it. I don't have the money to self pay without getting it financed but I do not have the best credit and the few places I've already applied at turned me down. Now I'm feeling depressed like it's hopeless. I keep crying because I am so miserable.

Is there any other options for me? Are there financing companies that will take a chance on a working class family with less than perfect credit? I work, my husband works. We can pay the money back but need help getting started. Anyone been in this situation?

I'm sure sorry to hear of your struggles, but most of us have been there. WLS gives you a chance, at least, to get the weight off for good.
I had VSG surgery with Dr. Greg Walton, Weight Wise, Edmond, Oklahoma, and, at the time, it cost $9,995. I think it's about $12,500 now. The price covers everything, plus a year of follow-up visits. He, the staff, and the hospital are top notch.
I did not have insurance, either. My little church of 250 (including children) raised nearly half the amount. I couldn't believe it! I was in such a bad physical state, though, that I was in the hospital. They knew something had to be done and quickly.
Anyway, Dr. Walton is a doctor listed with Care Credit. His staff will even put the paperwork through for you, after you fill it out. It's very reasonable, and if your credit is less than perfect, you have a good chance with them. Google Care Credit, to read all about it. I think you can stretch the payments out something like 7 years, to get affordable payments. You can always pay more per month, though. :)
I know things seem impossible right now, but I'm here to testify that it can work out. If you need a support group to attend, consider mine. :)  We meet the 2nd Saturday of each month, from 2-3 p.m., at the E-Free Church library, 3725 E. 9th Ave., Winfield, KS.
Keep us posted on how things work out.
Blessings,
Mary

Insurance regularly denies coverage.  My insurance policy totally excluded weight loss surgery of any kind, but I appealed with letters from my employer (because they provide the insurance benefit) and from my doctors.  Just don't take no for an answer.

Don't give up.

In the meantime, I'd suggest that you spend some time on the DS surgical forum.  This surgery has the best stats for losing and maintaining weight loss.  I'd lost 100+ pounds more than once in my life, but I could not seem to keep it off.  My surgeon is Dr. Bernita Berntsen from Topeka.  (Tallgrass Surgical)  She is an amazing surgeon and she was the one who first told me of this procedure.

DON'T GIVE UP!!!!!

No one is ever a lost cause and most of us have struggled with our weight our whole lives. Fianances are always hard for us not so rich but oh so fabulous! Call and talk to your insurance company - doesnt hurt to ask. Call and talk to some credit places - doesnt hurt to ask. Call and talk to physicians to see if they have any pay plans - doesnt hurt to ask. Check out your options to see if there are some opportunities just waiting.

Hope everything is going well for you. Keep us updated!