My packet sounds EXACTLY like yours.
However - mine has been denied - after three appeals and a legal battle. I also have the PPO and they have denied me for one stupid reason after the other.
I am SO glad you won your fight with them!
Good luck on your surgery.
My packet sounds EXACTLY like yours.
However - mine has been denied - after three appeals and a legal battle. I also have the PPO and they have denied me for one stupid reason after the other.
I am SO glad you won your fight with them!
Good luck on your surgery. 
