When to get
You can get these little clear pieces of plastic that fit on your band to make them smaller - that's what I'm doing for now. I'm not paying to have anything resized until I hit goal!!!!
You can probably find them at any jewler - they are cheap!
You can also find gold/silver guards to match the bands.
Just a link so you can see a pic of what I'm talking about: gwensjewelry.com/rg/rg601.htm