R.O.D.-Baked Bean Dip

With the holiday coming up, this might be good.  If you are having guests (or for your family) serve with totilla chips, but I eat it all by itself with a dollop of the Greek yogurt.  I got the original recipe from Bariatric Eating (I think).

BAKED BEAN DIP 1 (15 oz) can refried beans 4 ounces cream cheese, low-fat, softened 1 cup sour cream (or Greek yogurt) 1/2 cup finely chopped green onions 2/3 cup salsa (as spicy as you like it!) 1 packet taco seasoning 2 T. diced green chiles (OR just use the whole can...why not?!) dash of Oregano 1/8 t. fresh black pepper 1 1/2 cup shredded Monterey Jack, Longhorn or Colby cheese (OR any mixture you prefer) Combine all ingredients except cheese. Pour into a greased baking dish and sprinkle cheese on top. Bake at 350 degrees for about an hour - or until very bubbly and cheese is golden.