OT: Medicaid and Marriage question

Hi all, I have a topic that is probably not discussed very much, but I need to ask anyways. Im not comfortable asking anyone else in my circle of family and friends.  My b/f and I have talked about getting married for a long time now. Weve been together almost three years. But, after a recent and very scary experience (the night of my surgery he had a major siezure and found a brain tumor) we have decided to move things up...or at least would like to. However, since I have been a single parent for about 6 years now, I have been on Medicaid for myself and my son. Im really not sure how a decision to get married might affect my insurance for me and my son. I dont get any child support from his biological father, and my b/f does have insurance, but due to his new medical conditions it may be much more difficult for us to be added on. Were not trying to rush anything, but these events have made us realize just how precious and life really is. A relative of mine told me a few months ago that if Josh and I get married that my son would lose the medical card. Since she is the type to always have an answer for everything, no matter what the topic and conversation, Im not sure if I can realy rely on that bit of information. Can anyone here give me some input or advice? We would really, really like to get married and are thinking about February next year.....Im SOOOO excited! Sheri

Hi sheri, I believe what your aunt said is false!  If you guys get married, your son will still be supported by the state.  Unless your new husband plans to adopt him.  I believe the person this will effect is you.  You will be added to his insurance.  I could be wrong, but I thought I would post!  Congrats on getting married!   How wonderful!!! Kim

Your son could get Kidcare, the free/low-cost health care insurance provided by the state. Congrats on the upcoming nuptials!

I dont get any child support from his biological father, and my b/f does have insurance, but due to his new medical conditions it may be much more difficult for us to be added on. Were not trying to rush anything, but these events have made us realize just how precious and life really is. Im pretty sure that it is mandated by law that children be provided health care. If your husband's insurance decided not to take the two of you on, then the state will most probably continue to issue his insurance, since you are unable to provide him with any.  However, now that i think about it, your husbands insurance may not have a choice in picking the two of you up.  If his plan calls for covering him and his family, then you two should be included no matter what the costs. Thats what insurance is for.  The most i can suggest is you call your case worker and tell her the scenario, then review your husband's (well soon to be) insurance plan to see whats up with that.  Either way, you son will be covered.

Your boyfriend's insurance might not cover you and your son if it does not have coverage for dependants. Many insurance companies require that the employee pay to have them covered. It usually is not a cut and dried thing. I have a very, very generous policy with my work and I have to pay for my husband and visa versa for his retiree insurance. One thing your boyfriend should look into right now is contacting his employer's benefits coordinator and start asking these questions. Or if he does not want to talk to anyone at his work he can call the insurance company and ask questions. They cannot talk about the questions he has because of HIPPA laws, even to his employer.  Like others have mentioned, the state has insurance for children. It is all over the TV with commercials and the news sometimes weekly in the evening. Christine

I dont think it would effect his medical at all. I think only would it effect the food stamps,cash,rental or anything like than if they assist  you with it.

Your son will not lose his insurance. With you it is questionable because your future husband has insurance and it will also depend on your overall combined income.  There are many programs under medicaid for families, Family Care Share and such, where even if you have private insurance they help with the cost.  You have to check the income table.  Also, if your fiance is unable to work he may be able to qualify for disability and if you are denied on his insurance then medicaid most likely will ask you for proof of that  and you can continue your coverage.   Here is a link to the income table. http://www.allkids.com/income.html Hope this helps!  Good luck!  I will pray for your finace's recovery!

First, out of the 45 million uninsured americans, a large number of them are children.  It isn't any law that states children has to be insured.  They only have the same rights and adult has...  the right not to be turned away from the emergency room.  That is sad being the riches country in the world. Why would your future husband's health insurance not let him add you and your son?  You said HE has a medical problem... not you or your son.  Insurance companies don't usually denie dependents medical insurance because of the primary provider has medical problems.  If it was the oposite, and you were trying to put him on your insurance, you could have problems.  Some insurances won't fully pay for past illnesses.