I work for a company that has a exclusion to not cover surgery because of my Employer. I am trying to purchase a BC/BS policy on my own and it says it will cover the surgery if medically necessary. Maybe you could check that out or your doctor could state it is medically necessary. I hope this helps. It is frustrating, if they only knew the money they would save in the long run by paying for the surgery. Let me know if you have success.

A rider is just a portion of the policy that an employer opts into or out of when contracting insurance for thier employees. IF they don't buy a rider to cover bariatrics, then it's excluded. I've never seen anyone fight and win against that I'm very sorry. Have you considered financing? Some food for thought anyway... Links for financing sites: http://www.medicredit.com/ http://www.p-f-s.com/ http://www.cogentfinancialgroup.com/ http://www.thfusa.com/?d=041805CA http://www.mymedicalfinancing.com http://www.surgeryloans.com

Sigh...yeah I couldn't find any under employers that have approved either Do you know if your employer bought the rider for it or it's excluded?

Is it through your employer or the state?

Today is a bad day. I have been crying so much that It took me a long time to get signed onto the net. I need to turn to you all again, but now it is for my Grandpa. My Grandpa Earl is my maturnal Grandfather. He is 84 years old. He and my Nana raised me part of my life and I am very close to them. They recently just left my town to make their last trip to Las Vegas. My Grandpa had fallen on hard cement and broke his hip I am told. He has to have surgery. He is at a hospital in Las Vegas called Mountain View Hospital. My Grandpa's PCP here in Chelan had told him a few months back that he has a leaking heart valve and if there were to do surgery that it my be too much for him and he may not make it. I am so very worried that I may lose my Grandpa. I don't even have money to go be with him. I fear I may not see him again. I am trying to stay positive. I just can't stop crying about him. He will have to stay in a convalescent hospital for 6-8 weeks. He is so far away from home. All I can do is pray my heart out and turn to everyone at OH for theirs prayers. My Nana (grandmother) was stepping out of the elevator at the hospital and stubbed her bad toe bad enough that now she is in the emergency room there getting checked out. PLEASE, PLEASE pray for them. I hope many people are reading this. Please send to others you know, churches, anyone. We need your prayers. Thank you from the bottom of my heart. Debbie Davidson