Another question

Does anyone know about getting a medical spend down or being considered as medically needy? I have been approved but my deductables are high. Any information would help me. Thank you, Michelle

Michelle, hi i had the spend down for my surgery...my deductable was 107.00 each month...i was told my child support was to high so i didnt get the medically needed anymore. the spend down is based on your income. and you have to apply every month for it. lynda

It is based on your income and the size of your household. The spenddown is like an insurance deductible and it covers 2 months. You have to meet the spenddown before you get a medical card. If your spenddown is $400, then you have to have unpaid medical bills that equal $400 before you meet your spenddown. So, if you have a Dr. bill for $1000, then you have met the spenddown. You are responsible for paying your $400 spenddown, but Title 19 would pay the other $600 (if the service you receive is covered by Title 19). Once you have met the spenddown, then you will receive a card for the two month certification period. Any other medical serivices received in those two months could possibly be paid by Title 19 (as long as Title 19 pays for that service). If you have earned income, then you may have to apply every two months. If you have constant income, then you may not have to. How much is your spenddown?