Just staring process-Insurance question

jennir
on 3/17/08 2:39 am - Dallas Center, IA
Hi all.  I am new to this website and am loving the info.  Question..I have a  Cigna-Midlands Choice open access insurance plan.  I am in the end of my first month of physician supervised diet and exercise.  I have GERD and arthritis and both cause me lots of problems.  The lady at my surgeon's office is worried GERD won't be enough of a diagnosis for Cigna.  Does anyone have any experience with this? Thanks for the help.
dixielee
on 3/18/08 12:01 am - Tripoli, IA
I also have CIGNA- Midlands Choice & find them very easy to work with. However, I had my surgery before the insurance companies started making it harder to get bariatric surgery. I suspect that if your BMI is high enough, the arthritis & GERD should be enough to get you covered. I have had many medical expenses this year so far, reaching my out of pocket limit already in January. They have paid for everything so far, even authorized my getting a $4,500 shot & there's 3 more of them in the future. Good luck. If you really are concerned, call them & ask. It can't hurt. Dixie
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