Ginger if you have a dresser.  My children is in desprate need of a dresser. 

Thanks,
Asia

With me she just asked about my eating habits and what led me to overeat.  She also took time and did a relaxation exercise with me.  She is very comfortable to talk to so no worries. 

Sending you tons of aloha from Maui! Keep us posted on your progress!
((hugs))

Hi Kema,

What did you have done in round 1 and what are you having done in round 2? How exciting......I will keep you in my prayers, thoughts and will send good positive vibes your way......

A flexible spending account is usually done thru your employer.  Its kinda like a bank account that u put money in directly from your paycheck.  The good part is that its NOT taxed.  There are two types of flex spending account medical and daycare.

My employer has a max for the account of 5,000 for medical.  I can put any amount into the account that I want up to the 5,000.  Whats really cool about the medical account is that on January 1, the money is available even if I have not deposited it yet. 

The flex accounts are governed by the US Government so there are some rules about what can be used w/ the money.  You can use it for all copays, laser eye surgery, over the counter med, etc.  Some plans make u submit all of your receipts and some even have a credit card associated with the account that u can use at the point of purchase.  My account has the credit card which I love.  It's so easy.  I just make sure that I keep all receipts so if they ask me for a receipt I have it.  The normall ask for receipts on large purchases. 

If you don't use the money by the end of they year you will lose it.  So, you really have to plan.  I've used it for the past 4 years for daycare and medical.  It has helped to lower our income during tax time and we save money on taxes too. 

I hope this explains flexible spending account for those that are curious. 

Aloha, Debbie