My HMSA cost

Nahealani
on 9/14/08 2:26 am - vancouver, WA
Since half of Hawaii has HMSA I decided that I would share.  My hospital bill came out to $1950.00 This is a little more expensive than the regular because I had to stay and extra day.  I think my bill would have be $1500 if it was only one day.  I had to pay a 20% co pay for hospital stay.  My procedure was covered and so was all the other stuff that they needed during surgery. 

The hospital is going to bill me so guess what I will take my time.

Aloha,
Asia

 5'4": Surgery 240/Current 135/Goal 140 = 105 lbs lost!!!  BMI 22.5 I'm Normal  

6 Years Later highest 198 / Current 176 / Goal 140
Hit Goal on 5/14/09 8 months out! 
  Join us on the Lightweights Board!

Makena
on 9/14/08 4:05 am - Kihei, HI
You are so very lucky, Asia! My insurance wouldn't cover anything done outside HI even though Dr. Cirangle comes here. Go figure! (although they did cover my pre-op testing and meds)

The cost of my surgery replaces a new car for a few years, but the way I look at it, I can walk now if anything happens to my current car!

I hope you're feeling well and taking things slowly. The next few months will be so exciting.... along with the rest of your new life!
((hugs))
Sometimes losing is really winning
I feel like Alice.... I'm in Onderland! 7-18-08










HIgurl
on 9/15/08 5:00 am
Asia,
So does this mean that your co-pay is $390?Or is your co-pay the $1950?  If its the $390, thats not too bad.....anyways im glad u r doing good..i texted u the other night but i guess u were busy..oh well..alohas
Nahealani
on 9/15/08 6:46 am - vancouver, WA
My Castle Hospital bill is $1950. I have to pay the psche eval which will be around $130.00 and Dr. Fowlers Surgeon Fee.  My grand total out of my pocket is $2580.  I say that is not bad, not bad at all.  I saw the grand total for the Hospital bill and it was $30K. 

 5'4": Surgery 240/Current 135/Goal 140 = 105 lbs lost!!!  BMI 22.5 I'm Normal  

6 Years Later highest 198 / Current 176 / Goal 140
Hit Goal on 5/14/09 8 months out! 
  Join us on the Lightweights Board!

HIgurl
on 9/15/08 6:56 am
Yah that sounds about right...i guess i will have to go and get a small loan ! hopefully they will approve me..oh well..alohas
(deactivated member)
on 9/15/08 2:54 pm - HI
Right on! Not too bad...
Makena
on 9/15/08 3:18 pm - Kihei, HI
Not bad at all. IF my insurance would have covered it, it would have been like $42,000 and my co-pay would have been like $38,000 or some obsurd amount. I almost dropped when I heard the numbers. However, going the self-pay route dropped ALL prices... (not sure how they figure all that other than everyone takes from the insurance and the insurance doesn't help you?) Anyway.... My final out-of-pocket was around $18,500.00 or something like that. I know we borrowed a little more than we needed to cover expenses while staying in San Francisco for the week. Hotel was included in my package. There were a couple additional bills here and there that came afterward... like the disposal fee for disposing of my stomach remains... may it rest in peace!
I know it was a lot, but I couldn't put a price on my life, so we did it. Like I said before.... there goes my new car for a few years! But, I'll gladly walk if I have to... now that I can! YAY! Never regretted it for a moment and still don't. Best investment I ever made. Just wish the insurance companies would learn and stay on the leading edge.
Sometimes losing is really winning
I feel like Alice.... I'm in Onderland! 7-18-08










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