More good news!

Well I had a scare today. Mildred from Dr Hart's office called me today and informed me I had a pre-existing clause on my insurance and it would probably not pay at all for the visit or surgery. She asked me if I wanted to reschedule for after my pre-existing period and I told her my insurance would not cover the procedure after July 31. I did some investigating and called the insurance company to find out why I had that clause on my policy when I have never had it before. The lady told me it was because I did not have insurance prior to BCBS. I told her I did have insurance and that it was in effective until 2 weeks before the new insurance took affect. I asked her if I could get it taken off and if so, what I had to do for that to happen. She said all I had to do was get a certificate of coverage from my previous insurance company and fax it to them. Luckily, I called the old company (Core Medical Group) and they were glad to send me the certificates I needed by fax. I then faxed it to BCBS, and she told me it should take 24 hrs to take affect...woohoo.....close one. The whole point of this is to inform anyone who has a pre-existing clause on their insurance to do some investigation about why they have it and if they can repeal it. The previous company would not send you a certificate unless you called and specifically asked for it, which I had to do. This makes me feel so much better and makes me feel like this is exactly what God wants for me. D'Lynn

So glad things are still going your way. You're a smart lady to do you homework!