My Prayer....

My employer elected to drop coverage for bariatric surgery in their 2005 Blue Cross Blue Shield package...I've been denied once....and it does not look like I'll be able to have surgery this year. My paperwork is being resubmitted next week and we will be waiting on insurance to decide ( it took them 23 days last time to deny me). Time is short, even if we were to get an approval this time it does not mean that I would be able to physically have the surgery...due to end of year holiday schedules and limited number of surgery slots...the last one of the year is on Dec 14. One more sad fact - approval does NOT carry over to the next policy year...it's written into the policies and there is no way around it. Here's my prayer.... Dear God, I need a miracle, like never before...a miracle in any form would be helpful...Oh, God, I've waited for this surgery for so long...put everything else in my life on perpetual hold...and now it does not look like it's going to happen...just when things were looking like they were going to actually work out for the first time... Lord, why all the anticipation? Why the drama? Why does it have to be nail bitingly suspenseful all the way to the end? A wonderful miracle in my eyes would be to be approved for the surgery this year and actually have it this year...without being stressed out until the end... My big concern is that I can't do anything proactive about my life - employment, bills, dental needs, etc...without knowing.... one way or the other...I have the possibility of getting on with a great employer but, the time is limited and I don't want to miss this opportunity waiting on another that ultimately does not work out...causing me to miss an opportunity for nothing... Lord, Lord, please come to my rescue, please help me...I know for this to happen it HAS to be by divine intervention...it's not humanly possible to do what I need to do in the short amount of time that I have to do it in... Oh Lord, I need your help, please help me to know one way or the other...so that I can move on if I need to and make new plans...I've waited for about a year and the suspense is getting to me...I keep hanging on because I am a woman with a greater hope...please Lord, help me to know either way, as soon as possible...I need your help! Love Always, Chris

Chris, I will pray for you. I have a question. It appears you are appealing a denial of your previous submission, is this correct? If so, you should check with BCBS to see what time limits they are under to decide the appeal. I have found that you have to get assertive/borderline nasty to get things done with these companies. Also, you should contact your husbands employer and get them to tell you how long the insurance company has to make a decision. (BCBS might give you incorrect information.) I have heard horror stories about BCBS so my heart goes out to you. Tracy

My thoughts and prayers are added in to yours. Maybe if the Lord is willing yours and all of our prayers for you will ne answered. Hugs, Debra =^..^=

Chris, I hope the Lord is with you and answers your prayers!! I just read your profile and it was a real blessing. I can relate to it almost to a T. I am going to see if I can get those books and start reading them. I am also interested in the book by Carnie Wilson "Gut Feelings". Have you read this one? She was on Dr. Phil yesterday and looks GREAT! That's for sharing your heart feelings. Your a real encouragement to me on my journey. Deana