Insurance ???????

OK I have had surgery with Dr.Duncan on 3-29-04. Since then I have switch jobs which means insurance has now switch. Im down 80 lbs and 30 to go. I feel like maybe next year whatever skin I have hanging I want to get rid of, tummy tuck, etc... My question is since I now have a new job and will qualify for insurance in dec. Will the new insurance pay. I know sometimes you can get your insurance you had with surgery to pay. But i was wondering if anyone has experiance this? Thanks, Michelle