1st day here and need some help

HI! I have First Health Insurance. When looking through the site - I do not see many people with First Health/intacorp. So, If you have worked with or are working with them, I would love to hear your out come. I was denied - they want diet history with medical doctor, pcp approval, metal approval. Well, I have jump though all the hoops and around $1,500 out of pocket for all the test for the medical approvals and now intacorp has denied it again due to wanting more diet history. Which I am going to get them and send it to them this week. Dr. Champions office also said it would not hurt to enclose a personal letter from my self, which I will also be doing. I JUST WANT TO KNOW WHY THEY ARE THIS WAY???? and how much more am i going to have to do and what are my rights to make them approve my gastro by pass. Any words of wisdom would be alot of help. Thanks!!!!!

From what I've heard, almost all insurance co's like to give us a hard time. I know Cigna did! This surgery is sorta the "in" thing right now and insurance folks dont like to spend money if they dont have to. They like to deny you and see if you'll give up and go away. A lot of people do just that. Think of how much money they save when folks walk away!! Hang in there and dont give up!!! Stay strong and positive. Sidney

I agree with Siddy concerning the insurance companies. I spent over a year dealing with two different insurance companies before finally getting approval. Every company has differenct requirements and even when you meet the requirements they will sometimes deny you. Just hang in and it will happen. My suggestion is that you join a local support group. They have great people and great suggestions for helping you get through this trying time. Be sure the stress doesn't make you gain weight because if you gain 20 lbs between visits to Dr. Champion he will cancel your surgery even if you have been approved.