Kaiser Permanente Multi Choice (Allows PHCS)

Switch_Me
on 8/24/11 12:14 pm - Baltimore, MD
 Hi everyone,

This is my first time posting on the GA board.  I have a question about insurance to see if anyone in GA has worked with this plan.  I found out that it's 99% likely my company is going to switch insurances to Kaiser Permanente Multi Choice.  This is apparently a 3 tiered program.  Tier 1 = KP docs and services, Tier 2 = PPO Providers (PHCS network), Tier 3 = All other providers.

Has anyone heard of this plan or have/had it?

I'm trying to look up details as far as weight loss surgery coverage and I can't find ANY details (include vs excluded).  I know KP is a bear to deal with for any weight loss surgeries but if I could go through tier 2 and use the PHCS network I've heard fairly good things about this and the surgeon I'm thinking of using is "in network" with PHCS...

Any help is greatly appreciated!!
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