SHBP Flex Health Account with HRA Family plan
Hello,
It is open enrollment and I am trying to select insurance HRA plan for family and set up Flex Health Account. I need someone who has SHBP Family coverage to tell me how much they put into flex account to assure that they had enough money to cover there weight loss surgery and basic things with the family. My husband is a diabetic and takes meds, children is fairly healthy on average they go to doctor only about three times a year. I know I will meet family deductible with my surgery alone. Please tell me how much you put in your flex account and also what you can do at the end of year if money is in flex account that have not been used. I do not want to loose a lot of money. Any help will be useful.
It is open enrollment and I am trying to select insurance HRA plan for family and set up Flex Health Account. I need someone who has SHBP Family coverage to tell me how much they put into flex account to assure that they had enough money to cover there weight loss surgery and basic things with the family. My husband is a diabetic and takes meds, children is fairly healthy on average they go to doctor only about three times a year. I know I will meet family deductible with my surgery alone. Please tell me how much you put in your flex account and also what you can do at the end of year if money is in flex account that have not been used. I do not want to loose a lot of money. Any help will be useful.
MARTINA
Rockmart Georgia
HW: 315 CW: 117 GW: First goal 150 met 3/23/2012, Second goal 135
Rockmart Georgia
HW: 315 CW: 117 GW: First goal 150 met 3/23/2012, Second goal 135
Martina,
I have employee + spouse coverage so mine was a little different. I only put $700 in my health spending account. I was so afraid I would not use it all and couldn't stand to think of losing any money.
If you can afford to and are POSITIVE you will use it all, you could put your maximum out of pocket amount into it. Unless you have a secondary insurance you will probably meet your maximum out of pocket if you are going to have surgery and have your pre-op things done in that plan year(1/1/11 - 12/31/11).
Linda
I have employee + spouse coverage so mine was a little different. I only put $700 in my health spending account. I was so afraid I would not use it all and couldn't stand to think of losing any money.
If you can afford to and are POSITIVE you will use it all, you could put your maximum out of pocket amount into it. Unless you have a secondary insurance you will probably meet your maximum out of pocket if you are going to have surgery and have your pre-op things done in that plan year(1/1/11 - 12/31/11).
Linda
14.5 lost pre-surgery 5'1 1/2" 
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