need additonal insurance only have 50% coverage!!

i need to find a indivual policy that covers gastric bypass, so far i have tried atnea , cigna, united health care and none of there private single plans cover it

try blue cross/ blue shield

OK, were here as your New adopted family to help you! What Surgeon's WLS Seminars have you've been to?  And are you sure of which Surgery you'd like to receive? If you check with the Staff of the Surgeon you've chosen, they should be able to help you with finding an Insurance Plan (but that may take more time, How's your patients? Keep a Positive note on every aspect along your journey. They may also offer/suggest some Fianancial/Loan Plans. Please keep us Updated, Mike I used Humana Gold Plus, but they handled my Medicare Plan.

Who is telling you that it isn't covered? The company itself? If so, try calling with diagnosis codes and procedure codes. Otherwise, you may receive an arbitrary response.

HTH.

If the surgeon accepts assignment -- then all of the fees will be deeply discounted and 50% may not be as much as you think.  For example my WLS billed something like $4,000 but my insurance only allowed something like $1300.  so my 50% would have been $650 and not $2000.  Before you give up all hope or purchase a very expensive supplemental plan find out exactly what kind of numbers they are talking about.

Thank you!! for all of your support and comments, Ok so far i have understand that it is only covered at 50% , i got this from the insurance company because i work for the same company which is Humana. its only for the surgery it self not everything that follows . i have been to 5 seminars in like 7 months and i am very happy with the doc i chose. i am hoping something will come up i will ask tomorrow about the contracted rates on the paln to see what humana will pay only in the  contract.

Let me know what happens -- ok? Red