Please help me convince BCBS NC that they should pay for a DS even though my BMI < 50
Hi Shelli- Thanks for your post. I'm also collecting ammunition. I'll send you a PM with some other sources attached that I've collected from this board.
Pre-band highest weight: 244
Pre-band surgery weight: 233
Lowest: 199 ( for, like, a day)
CW: 260 (yes, with the band!)
Current Fill: 5cc in 10cc band
BMI: 49
Pre-band surgery weight: 233
Lowest: 199 ( for, like, a day)
CW: 260 (yes, with the band!)
Current Fill: 5cc in 10cc band
BMI: 49
Very good of you to prepare for an appeal. It's most likely that the insurance will deny. Blue Shield of CA denied be for having a BMI under 50 and I won on appeal. Biertho is a really good one. I requested my insurance's bariatric policy and dissected it. There isn't any medical literature supporting their criteria. For articles they claimed supported their 50 BMI criteria I e-mailed the surgeon who authored it and asked his opinion (which did not support the 50 BMI criteria) and included a copy of that in my letter.
I also read all of the articles they used generally about the DS and showed them that 50% of patients in this study and 45% in this study had a BMI under 50 and that the outcomes were successful. It wasn't reported that patients with a BMI under 50 became underweight or had any worse vitamin deficiences.
Good luck!!
I also read all of the articles they used generally about the DS and showed them that 50% of patients in this study and 45% in this study had a BMI under 50 and that the outcomes were successful. It wasn't reported that patients with a BMI under 50 became underweight or had any worse vitamin deficiences.
Good luck!!
~Michelle
"Everything I did in my life that was worthwhile I caught hell for." ~Earl Warren
I'm not a revision, but have a recent DS. I have BCBS of MI, but I have noticed many BCBS policies often seem similar state to state although not always. My policy also wanted a BMI >50. My BMI was 45 when my paperwork was sent in for approval. I was approved based on my co-morbidities, so if you have co-morbidities they may take a BMI of 45 for you too. I know every policy is different, but there is still hope. I hope you don't have to appeal a decision, but if you do there are a lot of people here that will help you fight BCBS of NC.
I wish you the best of luck!!!!
~Roxy
I wish you the best of luck!!!!
~Roxy
My BMI was 47 and I was approved on appeal with BCBS of IL. I have my appeal letter on my profile, friend me and you can see it. I also printed a sh*t ton of stats and studies (about 80 pages) and marked them up with a yellow highlighter.
I think letting them know that I well educated about the procedure I desired might have had an impact on my approval.
~GG
I think letting them know that I well educated about the procedure I desired might have had an impact on my approval.
~GG