Insurance ??

I know, sorry guys, yet another insurance question. Since I will be offficially retired in August and I am bridging, I might have to change my insurance. Want to know how United Health care is to deal with? My other choice is BC/BS, I now have Aetna and I already know how they are. My Primary Care office accepts alll 3. I'll check with Dr. Irgau's office too. Thanks Elissa

We have BC/BS Maryland Point Of Service...Carefirst, however it goes through Delaware. We have used them for almost 13 years now and I have never had a problem. They paid all my surgery bills promptly too. Linda

I work for BCBS of DE Elissa. I will make sure everything goes smooth for you if you choose BC. Anne

Elissa, I have BCBS PPO. They have paid for everything except Dr.Baag and $257 (my deductible) from the hospital stay. No referrals, no hassles. Ken

Sorry to be jumping around so much with my replies (too much coffee today, I still haven't broken the caffiene habit)!!!! Ken, You have the same insurance and I do and I agree. They have been great. What's this about not accepting Dr. Baag? Do they accept Dr. Lenhardt? I've only seen Dr. Lenhardt but my post-op (YIKES, IT FEELS WEIRD TO SAY post-op...) is with Dr. Baag. I have plenty of time to change it since I have my surgery in August, making the followup in October. Thanks for the info. Kit

Elissa, I have Blue Cross/Blue Shield. I have had great success with them. They are very easy to deal with. Deb

Elissa, I have BC/BS Personal Choice PPO and I think it is excellent. Only I live in PA so I guess you would be with another group (office, contact??). I think BC/BS is generally good wherever they are. KIT

I have BC/BS They are good but their programs vary widely from employer to employer based on what program the employer has purchased. For example.... With Bank 1 I had no deductable for things like hospital stays and if I were to be admitted after an ER visit - the ER fee was waived With Catholic Diocese of Wilmington - I hay a $10 doctor copay and $5 or $10 prescriptions... BUT I have an 20% coppay on everything until I reach my $1,000 personal deductable for everything like hospital stays, any testing, like x-rays, lab work, any surgeries. And each family member has their own $1,000 deductable. Which is not that great when you consider we pay about $300 a month for the coverage we have now verses paying about $175 for what I had with Bank 1. Smaller program. What I am getting at is this - BC/BS is a good company - but don't neglect looking into the exact plan each of these bridge thingies are offering you. Things like full coverage verses 80/20 coverage make a big difference. Love ya