TICK TOCK AETNA!!!!!
WELL- I have a date- now I am just waiting for the stupid Insurance company to get off their you know what and approve it- if they don't I'll figure out some way to pay for it LOL- I have MOST of the money set aside- unfortunately I was misled by the hospital originally and was told I did NOT have to pay 100% up front if I was self pay- now they say I DO. So I am a few grand short...anybody want to give me an early Christmas present of a few grand LOL???
Barring any further complications financial or otherwise - I am scheduled for December 28th.
Well I have my backup plan in place in case I get denied- I can't let the Insurance company decide my fate- its just not going to happen that way. I called Lois and she gave me the name of the head of registration at the hospital- she was a very nice lady- I told her I could put down $6000 on the $13,500 bill and make monthly payments, would that be acceptable- so she emailed (while I was on the phone) the big cheese- the VP of Operations- to get permission and she called me back today to say he said that was fine. So she's writing up a special financial agreement just for moi (LOL) that in case Insurance does deny me- I will pay out of pocket per this agreement. So the moral is- always question things and see if you can't negotiate. I didn't tell her I was a nurse either- they probably would have said "Great you can work the bill off!!!"
As for Dr. Aranow and the Anesthesia MD - I will pay them in full up front if Insurance doesn't cover it. I was thinking of saving $1500 by not having anesthesia- and another grand by being awake and holding the retractors for Dr A so he didn't need his PA- but then I figured "hey lets not be cheap- let's splurge you only go this way once!" LOL (that was sick nurse's humor in case you didn't catch it)
I am going to the pre-op class tomorrow- I already warned them I am a nurse and will probably be a pain in the butt patient. I think the OR nurse who called and asked about medication allergies (Penicillan, Sulfa Compazine and Latex) already has my charge flagged with the sticker that means "difficult patient" Yes like many health care professionals the overexposure to Latex products has left me with a sensitivity to them- a latex foley would be deadly. (if not just leave me scratching my crotch for a long time...) SO the countdown begins.....part of me is soooo very ready and part of me is in the "Oh my God what the HECK am I doing???" mode. I liken it to the feeling I would get at about 34-36 weeks pregnant when suddenly it dawned on me I had to go through labor and push a 7-8 pound human being out of my vagina. Yes, I was thrilled thinking about the new baby- and how much I coldn't wait to hold him or her- but then the "this is gonna hurt like heck first" feeling would come over me. That and the feeling of loss of control- of being on the receiving end of health care- never easy for me- I HATE being a patient. To the point I refuse to wear those friggin johnnies. I bought a few nightgowns to wear in the hosp- the only time I will wear the johnnie is going to the OR. It's the stigma of them I just don't like it- not one bit!!!!LOLI found some dry shampoo on line- it will either clean my hair or cause the 4th floor of MMH to blow up- its first ingredient is Propane, the 2nd Butane....then Isobutane....KABOOM! LOL I won't have to worry about post op hair loss- I will have burned it off.
Well I could ramble on all evening here- I could spend the next two weeks pacing the floors but its Christmas time and I for one have not finished shopping and all. Oh- did I mention I have a man here this week painting my living room and the kids playroom, the front hall, the kitchen and the dining room????????? Yes- I am nuts- that's "N-V-T-S "- if you can name that movie you get 500 bonus points.