Kaiser 70/30 pay
Yes, I have dealt with this. My insurance company (Anthem - Blue Shield/Blue Cross) had a cap on how much they would be of my surgery and it was $7500.00. The procedure was quoted at $15,000.00 so I was looking at about $8,000.00 out of pocket. My surgery was done at Rose Medical Center and the allowed me to make payments after the procedure. It is alot of money but I would do it all again. I had surgery October 15th, 2007 I am 2 years out and down 130 lbs. It all worth it!
My Dr is Dr Chae too. I talked to Susie as I have a 80/20 insurance. She advised they would submit all the claims to the insurance, and then what my portion is deductible and 20% would be billed to me. She said the hospital is pretty easy to make payment arrangements with.
Even though the insurance may bill $10,000 doesn't mean you will have to pay $3,000. The insurance may only allow $8,000 and that is the portion you will pay your 30% off of.
Good Luck!!! I haven't received approval yet... I have Anthem Blue Cross Blue Shiled. I haven't been told I have a cap on payment...so hopefully not, or I have more problems that I thought!
Even though the insurance may bill $10,000 doesn't mean you will have to pay $3,000. The insurance may only allow $8,000 and that is the portion you will pay your 30% off of.
Good Luck!!! I haven't received approval yet... I have Anthem Blue Cross Blue Shiled. I haven't been told I have a cap on payment...so hopefully not, or I have more problems that I thought!