Obtaining Private Health Insurance Post WLS

(deactivated member)
on 8/16/06 6:10 am
Okay, I've been round and round about this -- but here's what I found: 1) Pre-op I was too heavy to be covered under Anthem BC/BS -- so I was denied! (Although I got coverage for DH & kids) 2) Self-paid for my WLS in April and now I'm only merely 'overweight' (pounds still dropping). 3) Reapplied to BC/BS and was DENIED! Because I have had WLS! WHAT? I was told that I can reapply after FIVE YEARS!!!! Yikes. That really truely stinks. I have found that Cover Colorado will cover me -- they can't deny anyone. Nice safety net for those who need insurance and can afford to pay. However they want $500/mo for just me. It's a decent policy -- but way too expensive. Just wanted to share my experience and find out if anyone has other ideas for my current delima. Thanks for letting me spew! Lola
April1490
on 8/18/06 7:03 am - Aurora, CO
Lola, Have you checked out Kaiser. They are usually pretty reasonable. I had them for a couple of years and I liked it. Hope that helps. April
(deactivated member)
on 8/18/06 7:30 am
I checked with Kaiser several years ago and they won't cover me because I live in Grand County and they don't have any facilities here. So I guess because they'd end up having to pay outside of their own network, they won't do it. My sister had Kaiser for years and really liked it -- even with all it's faults. Thanks for the idea anyway -- I may check again, just to see if anything has changed. Lola
LizWilcox
on 8/30/06 1:42 pm - Colorado Springs, CO
Do check again (if you haven't already). I have Kaiser and they have made a lot of changes recently such as now using Penrose Hospital in Colorado Springs for WLS because it is a Center of Excellence, also we can now use WalMart for prescriptions. It never hurts to ask! Liz
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