I need your help!

I had Lap Band surgery in 2008, through Blue Cross at New Reflections in Norwalk, Ca. I am not happy with my results. I want to have gastric bypass but I currently do not have insurance. I am going to apply for coverage from any company that covers the surgery. I need to know what insurance to apply for though. Can you give me some ideas of who to go with? Insurance wise or dr. wise. I am thinking of going with Dr. Milton Owens. If you have any info please let me know. THANK YOU SO MUCH!!

I would suggest you contact the surgeons office that you want to do your surgery, ask them what THEY take.

 

It doesn't work that way, any insurance company would go broke doing that.  You can apply for a private policy but if you are still overweight nobody is going to take you anyway.  Also, private ins policies do not cover WLS.  You have to admit, no ins co coud afford that, everyone who wanted WLS would buy a policy, have surgery, and dump the policy thus, you need to have a group policy, such as through an employer.

There is always self pay in Mexico.  IF you do your research it is a great option at a fraction of the cost.  MOST self pays do go to MX because most group policies through an employer do not buy the additional WLS rider.

In 2014 thanks to Obama pre-existing conditions will no longer be a factor in insurance. Obesity being a pre-existing condition. Hopefully, you can sort something before then, but if not 2014 is only 6 months away. I would follow up on the advise to checking with the dr and see what they take.

Also private pay insurance companies DO cover bariatric surgery. I have BC of Ca and they covered my surgery.

Read through your post I'm curios what you didn't like about your results and what it is you are truly after?

Hello Debbie,

 In the first 2 years after Lap-Band surgery, I was very happy with my results!! I thought I was progressing well, exercising, and receiving regular fills and check-ups with my doctor, I had lost over 80lbs! Then in 2011 I lost my job....along with that my health benefits..... bi-weekly dr. visits at $150 added up quickly, and I could no longer afford to see him.... over the last 2 years I have gained and lost and gained and lost, and have GERD as a result of my lap-band. Truly what I am after is having my band removed, and then have the gastric sleeve surgery. At this weight, I am unc own skin, and I am uncomfortable in my own skin, almost depressed at times, and feel like a failure for gaining weight after having WLS. I have since found a surgeon, and I am on my way!! I am very happy with my journey so far, and owe a lot of my success to this website and all the helpful people here that have answered my crazy questions and helped me when I asked for it. Thanks for your help! :)