Hello...and help!

I could do the program fee - it's just the hospital fees that are scary.  When I talked to Good Samaritan they said that the deductible woudl be due up front  - and if it's my max out of pocket deductible they're talking about - that would be an additional $5,000 (or $7,500).  That would be a little more difficult.

The Anthem Precertification folks can tell you what your out of pocket will be.  Don't be afraid to call them.

You should contact Diana Cox. She can get you to a surgeon in CA who is doing really great self pay rates right now. Supposedly better rates than going out of the country & you'd still be here in CA.